Coinbase’s X402 Agentic Payments Network Is Set to Drive Global Economy by 2030

Just when it seemed that stablecoins were set to overtake traditional payment processors with their exorbitant fees, recent developments suggest that the existing Web2 interface can be upgraded to facilitate quicker and more affordable transactions.

Individuals in developing countries have long faced high costs for international transactions, but with x402, an initiative by Coinbase, both businesses and everyday users can now enjoy some relief.

They say money makes the world go round. According to a report from Grand View Research in June 2025, the crypto market for digital payment solutions is expected to exceed $361 billion by 2030, growing at a rate of +21.4% CAGR from 2025 to 2030.

(Source: Grand View Research)

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Could x402 Transform Payment Processing?

If that is the case, what significant role might the X402 platform play in facilitating seamless transactions? To assess this and gauge its potential, understanding what X402 improves is vital to its claim as a transformative solution.

First and foremost, x402 is a project supported by Coinbase, the leading exchange, which seeks to establish a web-based payment platform that allows, among other features, AI agents and decentralized applications to conduct transactions using stablecoins across any protocol enabling smart contracts.

Ideally, dapps and AI agents utilizing x402 should operate on scalable, low-cost networks, such as Base or MegaETH, for instance. This will ensure that all transactions are processed instantly and that fees are minimal, leaving no burden on the end user. Logins or KYC are unnecessary.

As x402 gains momentum along with an ideal scalable distributed database network, be it a live platform or layer-2 solution, it becomes evident why this open-source protocol can facilitate agentic commerce, allowing a network of AI agents to connect and autonomously manage payments for services, data, and beyond.

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Will x402 Drive the Global Economy By 2030?

And there are indications that this direction is where we are heading.

Two constants are present: Stablecoins and AI.

It took a considerable time for stablecoins to achieve widespread recognition and regulatory approval.

Conversely, AI was embraced immediately following its initial release. The surge of OpenAI and ChatGPT highlighted the immense value of this technology, evidenced by the multi-billion-dollar investments from major players like Meta and Microsoft.

If the future hinges on convenient, trustworthy, and open payments, it’s clear that x402 could become a preferred network. A16z Crypto estimates that autonomous transactions could exceed $30T by 2030.

Thus, if x402 emerges as the leading network and adapts to support AI-to-machine payments, it could fundamentally alter a significant segment of the internet’s business framework.

Current tracking shows that transactions powered by x402 have surpassed 3.1 million, generating over $3.5 million in transaction volume, with more than 162,000 buyers and 30,000 sellers participating.

(Source: x402 Scan)

With increasing adoption, developers will aim to improve the open-source platform further, subsequently attracting more partnerships.

The initial developers included Cloudflare and Coinbase, but price floor has recently come from Google. This signals robust backing from the tech industry as the push for both adoption and standardization continues to intensify.

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