How Will Ripple Rival Solana Following the Western Union Agreement? XRP Price Forecast
XRP has long been the preferred choice in crypto asset for banks, payments, and international transfers. Thus, when Solana unexpectedly secured a partnership with Western Union, numerous XRP investors were taken aback. This is indeed a significant development. Western Union is set to create a stablecoin leveraging Solana, which significantly enhances SOL’s position in real-world payment systems.
BREAKING: Western Union to introduce stablecoin on Solana in 2026. pic.twitter.com/w0rJDyqVMs
— Watcher.Guru (@WatcherGuru) October 28, 2025
Understandably, some investors began to question if Ripple might be lagging. However, many overlooked a crucial detail:
Western Union is already utilizing Ripple’s technology… just not in a direct way.
Recently, Western Union purchased International Money Express (Intermex), a business that already employs Ripple’s On-Demand Liquidity on the XRP Ledger. By acquiring Intermex, Western Union effectively accessed Ripple’s framework and leveraged XRP’s capabilities.
Granted, XRP lacks the extensive Decentralized finance and dApp ecosystem that Solana boasts. Solana is a leader in that space. Yet, Ripple is focused explicitly on payments and financial institutions. This specialization grants XRP a distinct advantage in the high-pressure arena of bank settlements.
Millions transfer funds.
Trillions sustain the globe.Western Union & Solana manage millions…$XRP and @Ripple are built for trillions.
Differing leagues. Different aims. #XRP #Ripple pic.twitter.com/bqa7XxCqz4
— 𝗕𝗮𝗻𝗸XRP (@BankXRP) October 29, 2025
Ripple’s CEO has indicated for some time that financial institutions would ultimately embrace XRP, and he might have been right. The competition remains open. Solana’s stablecoin alliance is a pivotal step, but Ripple has made significant inroads with actual financial entities.
This rivalry is not merely “payments against payments.” It encompasses payments + tokenized assets + international settlement + global finance + consumer infrastructure. If Ripple executes effectively, it maintains its dominance in banking. If it fails, Solana, along with potentially others, could start capturing the value chain.
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In Terms of Technicals, XRP Stands Out: Price Forecast
XRP has established a solid price floor level around 2.20, forming a clear double-bottom in that green buyer interest zone. Each dip into that area was promptly purchased, and now the upswing is starting to materialize. The price has moved above 2.55 and is holding firm, signaling the first real indication that the trend may be reversing upwards.
The next significant target is the 3.00 region, where substantial liquidity resides and where the price had previously plummeted. The RSI is near 55, suggesting solid momentum without being overextended, and the MACD seems likely to turn bullish shortly. As long as XRP continues to close above 2.55, the outlook remains favorable for a move towards the 3 dollar mark in the next upward phase.
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Key Insights
- XRP continues to maintain a significant edge in banking and payments regardless of Solana’s recent Western Union agreement.
- Price trends remain uptrend as long as XRP stays above 2.55, paving a clear route towards the 3 dollar benchmark.
The article How Will Ripple Compete With Solana After the Western Union Deal? XRP Price Prediction was first published on 99Bitcoins.
