New XRP Price Forecast: XRP’s 33% Drop May Pave the Way for a Significant $5 Recovery
XRP is currently priced at $2.45, having fallen 33% from its peak in July. With another 15% decline this month, it resembles roadkill on the charts. So what’s a realistic XRP price forecast, given that the coin has been nearly motionless for most of the year?
However, if you look beyond the destruction, wealthy institutions are quietly accumulating assets in anticipation of the upcoming XRP ETF launch. Although the trading market appears lifeless, the scavengers hovering might actually be potential buyers.
Here’s what lies ahead for XRP, along with a realistic price prediction for 2026:
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Why is XRP Plummeting? SEC Delays Halt Progress
The recent downturn for XRP can be traced back to SEC delays related to the recent US government shutdown, which has stalled decisions on XRP’s spot ETF applications.
A number of funds have already activated the 20-day automatic approval period under Section 8(a), and unless there are regulatory objections, ETFs could commence trading before the end of the month.
XRP is in for a wild few days
You are not mentally prepared for what is coming pic.twitter.com/m1FQd9usHx
— TheXRPguy (@TheXRP_guy) November 10, 2025
This potential shift could lead to significant institutional investments. XRP already satisfies the regulated-futures requirement, and its futures trading volume has steadily increased on Binance, Bybit, and CME derivatives platforms, as reported by CoinGecko.
“A stable regulatory environment will allow XRP to access the same market fluidity supercycle that BTC experienced after its ETF launch,” stated analyst David Brickell from London Crypto Club.
XRP Price Forecast? Ripple’s Billion-Dollar Foray into Traditional Finance
At the core of XRP’s fundamentals is Ripple Labs, which has grown to become one of the largest entities in the crypto space with a $40 Bn valuation. At its Swell 2025 event in New York, CEO Brad Garlinghouse shared with CNBC that the company is transforming into a blockchain-enabled financial titan:
“The assets we’ve been acquiring are within the traditional finance sector to enable us to offer crypto-driven solutions to that crypto market,” Garlinghouse commented.

In 2025, Ripple invested nearly $4 Bn, acquiring prime broker Hidden Road for $1.3 Bn and GTreasury for over $1 Bn. Furthermore, the company launched Ripple Prime, its newly established institutional OTC desk, and secured an additional $500 Mn in funding to drive expansion.
XRP currently boasts a trading market cap of $140 Bn, holding the fifth position, according to CoinGecko. Data from Glassnode indicates that the whales are also circling, with long-term holders increasing their holdings by 8% since August, while wealthy wallets have added roughly $600 million worth of the tokens.
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XRP Price Estimate? The Road to $5

If ETFs gain approval this month, analysts predict XRP may surpass $5 as US institutions finally venture into the crypto market. This $5 target could potentially double the asset, similar to Bitcoin; we might even see XRP reach $10 by 2026.
Ripple’s appeal on Wall Street, combined with Trump’s favorable stance on crypto, has transformed what appeared to be stagnation into a promising setup.
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Key Takeaways
- XRP is currently at $2.45, down 33% from its July peak. With another 15% drop this month, it appears lifeless on the charts.
- Should ETFs be approved this month, analysts anticipate XRP will climb above $5 as US institutions finally engage.
The post New XRP Price Prediction: XRP’s 33% Decline Could Set the Stage for a Significant $5 Rebound appeared first on 99Bitcoins.
